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African American Economic Recovery Think Tank​ 


The Best Leadership Model for Organizational Change Management: 

Transformational Verses  Servant Leadership

By  Tim M. Lowder


The differences between the transformational and servant leadership models have significant implications concerning organizational change management. 

First, transformational leaders focus more on intellectual stimulation than servant leaders. Servant leader

emphasize developing their followers’ potential and facilitating their personal growth, whereas transformational leaders emphasize enhancing employees’ innovation and creativity.

This concept is important because it illustrates the servant leader’s focus on individual development and the transformational leader’s focus on organizational development.  

Second, servant leaders emphasize behaviors associated with valuing individuals at an emotional level and learning from others.

Third, transformational leaders are more willing to take risks to attain organizational success and eliminate ineffective processes and systems.

 The servant leader is willing to take the initiative but only in the sense of initial strategic planning, new programs for added efficiency, and ultimate responsibility for the company’s success. 

The transformational leader’s focus on risk-taking as an essential component of leadership is significantly greater than that of the servant leader. 

Fourth, the servant leader is more willing to forsake self-advancement and rewards toward the betterment of followers. 

 These differing attributes are analyzed in this paper to determine which model promises to be more effective in implementing organizational change management.   Author Unknown

Family Insfrastructure



Every family that lasts and endures has three things that allow it to survive and thrive (and give its members the identity, security, and motivation that hold them): 

(1) rules/boundaries/order (laws and patterns of behavior that protect other members and preserve the whole);

(2) an economy (a way of dividing work and having all members contribute to the bottom line); and

(3) traditions (which provide enjoyment, identity, unity, and permanence).

Together, these three elements create an infrastructure that makes a family work efficiently and provides individual family members with the support and help (identity, security, and motivation) needed to be happy, successful people. As a city's infrastructure (roads, bridges, water systems), a family infrastructure takes time and effort to build, but once it is in place, it saves time and makes everything more efficient.   

Education (Life and Career)


"In a global economy where the most valuable skill you can sell is your knowledge, a good education is no longer just a pathway to opportunity--it is a prerequisite. And yet, we have one of the highest high school dropout rates of any industrialized nation. And half of the students who begin college never finish. This is a prescription for economic decline. 

So tonight, I ask every American to commit to at least one year or more of higher education or career training. This can be a community college or a four-year school, vocational training, or an apprenticeship. But every American will need to get more than a high school diploma. And dropping out of high school is no longer an option. It's not just quitting on yourself, it's quitting on your country. That's why we will provide the support necessary for all young Americans to complete college and meet a new goal: By 2020, America will again have the highest proportion of college graduates worldwide."

~ Barack Obama, 2009 State of the Union address

Preventative Healthcare 

Benefits of Healthcare Prevention by Anna Cearley December 23, 2009

A study by USC professor Dana Goldman supports preventive measures – such as exercise or dietary changes – as a cost-effective way to improve the health and life spans of elderly patients with certain chronic conditions.

The study, published in the American Journal of Public Health, found that Americans over 50 treated with diabetes, hypertension, or obesity interventions could live longer, with better quality of life, and without increasing lifetime medical spending. For example, a person between the ages of 51 and 52 treated through preventive methods for diabetes could live an additional 3.17 years, with overall lifetime savings in medical costs of $34,483. The study also found longevity gains and overall savings were linked to preventive or intervention treatment for obesity and hypertension.

“The health care reform debate has focused on health insurance expansions and cutting payment rates,” said Goldman, director of the USC-based Leonard D. Schaeffer Center for Health Policy and Economics.

“This study demonstrates how prevention can improve population health without raising costs.”

Collective Economics 

"Money has no true value unless it contributes something to the human race unless it builds a bridge to a better life. Any man or woman can make money, but it takes a special kind of person to use it responsibly."  

African-American Wealth Building Initiative

You might well remember that nothing can bring you success but yourself. Napoleon Hill, 1883-1970, American Speaker, Motivational Writer, "Think and Grow Rich"

Author/s: Earl G. Graves, Black Enterprises - Issue: Dec 2000 -Black Wealth Initiative, our crusade to close the net worth gap that separates African-Americans from full empowerment, freedom, and equality.

African-Americans can create, transfer and leverage wealth--individually and collectively--that will last their families for generations. Now is the time to commit to becoming wealthy. Today is an excellent time for African-Americans to re-establish or renew our commitment to wealth building as part of our legacy to our children's future. While many Americans are born into families with assets to build upon (real estate, stocks, bonds, etc.), too many African-Americans dig themselves out of a gap left by a generation that failed to prioritize financial literacy and wealth preservation. Too few of us have taken the necessary steps to ensure that whatever wealth we have accumulated--great or small--is passed on to future generations. While there are many examples of multigenerational wealth among white Americans--the Rockefellers, the Fords, the Kennedys, and the Morgans--the same is not true among black Americans, including the wealthiest among us. While this reality has been our inheritance, we must be determined not to let it become our legacy.

However, the point is not merely to increase our net worth but to leverage that wealth to strengthen and empower African-Americans by building and sustaining those organizations and institutions critical to our progress in an environment still too hostile to our ambitions. Therefore, I want to call your attention to another element of our Black Wealth Initiative, the Circle of Wealth. Indeed, the last component of the circle--to reinvest our increased wealth in our children, businesses, and community--deserves our utmost consideration.

Finally, we must do all we can to teach our children not to squander but rather make the most of their inheritance. We at Earl G. Graves Ltd. and BE will continue to provide you with information and resources, such as our Teenpreneur youth publication and feature stories (such as our piece on finance camps for teens in this issue), to help you boost the business-wise and financial literacy of our young people.

Collectively, we can pass on more wealth to our progeny than any generation of African-Americans before. We are morally obligated to establish a worthy legacy of wealth and wisdom for future generations. Again, this is not just a one-year campaign but an ongoing effort to provide you with the inspiration and information necessary to build your net worth through disciplined saving, investing, and wealth preservation from generation to generation. Earl Graves